Identity theft is a hot topic in just about every form of media. The horror stories related to identity thefts almost make you want to swear off using the Internet and all electronic devices.
Let’s be honest, there are criminals out there that want to steal people’s identities and plunder their financial accounts. They are working 24×7 to try to separate you from your money. Visiting a “bad” web site, a moment of inattention in your email box, not shredding your financial documents, etc. can open you up to a long, painful process of recovering from identity theft.
You pay for car, medical or home insurance to make sure that you are not too damaged by bad things that might happen in your life. Why not get a form of “identity theft insurance”?
I personally use the ProtectMyID service (www.protectmyid.com). It is run by Experian, which is one of the three major credit reporting services in the US. It provides you with constant monitoring of your accounts and works with you to protect you from identity theft. If your identity is stolen, it also helps you to recover from such an unfortunate occurrence.
Do yourself a favor and at least check out the web site. It’s worth the cost.
